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Be wary of any site that promises a free credit report, then asks for your credit card number.

That may be an indication that you've landed on an impostor site. Don't respond or reply to e-mails, pop-up ads or phone calls that claim to come from www.annualcreditreport.com or one of the credit-reporting agencies. If you're my free credit report St. Louis uncomfortable with Internet security, consider ordering my free credit report St. Louis your credit reports by phone or mail.

To order by mail, print out the request form from www.annualcreditreport.com, fill it out and my free credit report St. Louis send it to: Annual Credit Report Request Service, P.O.

Free credit reports were mandated by a federal law enacted in 2003. The program has been rolled out across the country since December, starting with the West Coast. East Coast residents will be eligible to order their free reports my free credit report St. Louis starting Sept. The law allows you my free credit report St. Louis to obtain one annual credit report from each of the credit-reporting agencies. You can order them all at once or stagger your requests so you can review a report every three months. "This is an important right that American consumers have," Parnes says. "We want them to be very careful when they're exercising it." my free credit report St. credit reporting Louis Sandra Block covers personal finance for USA TODAY.

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